中国工商银行 至诚致远 收获成功

中国工商银行法兰克福分行 唐松楠

中国工商银行 至诚致远 收获成功

中国工商银行法兰克福分行 唐松楠

很长一段时间，我在上班的地铁上看到一个中国人的面孔。我们面带微笑，相互点头致意，在德国漫长阴冷的冬天，有份别样的温暖。日子久了，我们熟络起来，有了更多的话题，不仅仅因为我们都是来自中国，更因为我们从事着同一个行业——银行。当时，我在德累斯顿银行总行，他是工行法兰克福分行外派管理层。正是这一班列车，把我带进入了工商银行的团队。

1988年，我第一次踏上德国土地，从此与德国结下不解之缘。从中资银行外派德国到德资银行中方员工，再到中资银行本地员工，个人角色不断转变，围绕的始终是中国和银行两个主题。2001年我调入德累斯顿银行法兰克福总行，待遇优渥的工作，轻车熟路的岗位，和睦温馨的家庭，生活平静如水。那时的工行，法兰克福分行刚刚开业两年，国际化刚刚起步，与我的交集只是一个曾在上海开立的个人存款账户。

工行股改上市之初，德累斯顿银行股东安联保险通过德累斯顿银行卢森堡子行持有了部分股份。我和当时的同事们聊起此事，很多人都不知道ICBC是一家银行，他们开着玩笑说要派人去参与管理。当金融危机袭来，欧洲银行业一片狼藉时，曾经的德国三大银行之一德累斯顿银行不得不委身于德国商业银行。在同车上班的罗总引荐下，我决定加入工行法兰克福分行。周围的同事们，不再追问ICBC是怎样的一家银行，而是羡慕我获得了这样的机会。那时的工行，是全球市值最大的银行，拥有海外近百家机构，覆盖十几个国家，正在奔腾入海，而我成为工行海外机构中的一员。

FOVA系统是海外机构核心核算系统，我一入行就参加了法兰克福分行投产准备工作。在外资银行10多年的工作中，我曾经参与过多个IT项目投产，能够按计划进度完成项目投产几乎是不可能的事。6个月的日日夜夜，克服时差，克服特色需求，2009年10月FOVA按计划进度在法兰克福分行成功投产。又历时6个月，法兰克福分行完成本地监管报表接口文件开发，顺利地自动编制出第一张监管报表。多少的辛苦汗水在成功的那一刻都得到了补偿！鉴于在FOVA投产工作中的表现，我被授予全球荣誉雇员殊荣，在总行参加了隆重的颁奖仪式，分行上下对此倍感荣耀。那时的工行，是我同舟共济的战友，是我荣辱与共的团队。

每年，分行都会组织员工参加法兰克福企业竞跑赛、足球赛、羽毛球比赛等活动。我是体育运动爱好者，期待的不仅仅是比赛时挥洒汗水，还有赛后大家生火烤肉，举杯庆祝的热闹气氛。那时的工行，是为我鼓掌加油的兄弟姐妹，是为我助攻进球的同壕战友，是我生活不可分割的部分。

工行法兰克福分行在德国已经成立17年，目前拥有了4家分支机构，已经发展成为一家业务全面，在本地有一定影响力的外资银行。在我工作期间，经历3任总经理以及几十人的外派员工更替，一名本地员工2015年成为工行法兰克福分行退休第一人。人来人往，每一个路过的人都踏实能干，尽职尽责，打造了法兰克福分行铁打的营盘。这时的工行，已经成为拥有四百多家机构，覆盖40多个国家和地区的系统性重要银行，国际化步伐走得更加从容坚定。

转眼间，我加入中国工商银行这个大家庭已经7年了。7年间，我亲历法兰克福分行由小变大，见证工行国际化由弱变强。再回首，想起刚入行不久总行发布的“工于至诚行以致远”企业价值观，心中颇有感触。一个企业的大发展，诚实守信，尽职尽责，才能追求致远，才能根深叶茂。

做人亦如此。女儿18岁了，明年即将参加高考，作为父亲，也希望她能至诚致远，收获成功。

工银泰国Chairat Kongkreingkrai

My name is Mr.Chairat Kongkreingkrai who presently is in charge of Head of Asset Management Department of ICBC (Thai)Bank Plc.Backed to March 2001;I started working in ACL Bank Plc,the local Thai Bank which was officially acquired by ICBC later in July 2010.My working in Thai Bank was quite simple with Thai working culture environment and business dimension.ACL Bank Plc.previously was a small Thai bank which did not have much competitiveness with other competitors especially several big local banks. Not many financial products,less international business transactions and customers and inability of business enhancement were experienced during that time.

After ICBC’s acquisition over ACL Bank Plc in July 2010,by the valuable support from ICBC strong worldwide network,I have found significant changes in ICBC (Thai)Bank Plc.The certain business direction and more variety of financial products and services as well as the remarkable reputation of ICBC as one of the largest bank of the world could lead ICBC (Thai)Bank Plc to steadily increase business expansion and reputation to local market from time to time.I also noticed in the improvement of stronger competitiveness proven by more and more customers either corporate or individual particularly to Chinese customers and the customers who have business related to China.Of course I could imagine in ICBC (Thai)Bank Plc being as“The RMB Clearing Bank in Thailand”since then.

By the time,ICBC (Thai)Bank Plc has provided me the internationally professional experience and enhanced my developmentin knowledge and valuable skills.Global high standard working system was taken place in order to improve the working process and operational tasks to be more effectively.Rather than only working in Thai culture environment as before,I had the great opportunity to work with many Chinese colleagues since the first time that ICBC stepped in.Although we had some different culture and ideas,I had the good time with my Chinese colleagues to have discussion,to share experience as well as to exchange knowledge in order to achieve the same target for the Bank.More importantly all managements have expressed the warmness and friendliness to all staff consistently while they are always welcome for any question or problem before giving their appropriated recommendation.

Finally,with strong global network and extensive range of financial products and services to both international and local markets,I do believe in the continuity of business expansion and also the financial stability of ICBC and ICBC(Thai)Bank Plc. I am also pleased to be a part for another successful year for ICBC and ICBC(Thai) Bank Plcin 2017 by contributing my knowledge and valuable experience especially in non-performing loan management which has been accumulated for more than 15 years to support the business growth of the Bank in term of asset quality and profitability.