CFO说

Japan Airlines CFO， Norikazu Saito

Japan Airlines has adopted measures that accommodate Japan's rapidly aging labor workforce， and improving labor efficiency through the use of technology has helped cut working hours. CFO Norikazu Saito said， "We let employees carry tablets [and] smart phones so that they can work outside the office or at home if they wish to，" Saito explained. As for the future of the company， which has undergone a series of restructures in recent years，Saito said profitability and efficiency were renewed points of focus.

为应对本国劳动力的快速老龄化，日本航空通过技术的运用来提高劳动效率、缩短工作时间。CFO Norikazu Saito解释说，“如果员工有需要，可以选择不在办公室办公或在家里办公，我们允许他们携带平板电脑和智能手机。”谈到未来的发展时，Saito表示，经过近几年的一系列重组之后，公司将重新把提高盈利能力和效率作为关注的焦点。

Derwent London FD，Damian Wisniewski

And having – like many others in the property game – realised that the 1990s and Noughties saw the sector over-exposed itself to the banks. “I felt we should diversify the sources of finance，” he says. “I wasnt the only one doing this， it was good common sense. It was also good business sense because you dont want all your eggs in one large basket. We ended up with a mixture of flexible bank financing， ‘revolving facilities that can move up and down， and long-term fixed rate debt. ”

伦敦最大的房地产投资信托基金Derwent London在本世纪初的十年间运用了多元化的融资手段。对此，财务总监Damian Wisniewski表示，在房地产行业，Derwent London 并不是唯一这样做的公司，“过度依赖银行融资的做法需要改变，融资渠道应该多元化。不要把所有的鸡蛋都放在一个篮子里，这不仅是一个常识，更是非常好的商业意识。因此我们选择选择了混合型的融资方式：既有灵活性较高的银行融资方式，又有长期固定利率债券。”

Brewin Dolphin FD，Andrew Westenberger

The company is now moving towards a much brighter future， as it begins to focus on attracting a much younger client base. “The biggest challenge for us is that weve got very loyal， long-standing customers， so now were trying to capture the attention of young people. One of his main aims is to try and blend “innovation with our tradition， the heritage， and our client services”， which he believes is a mix that cant be found among the competition. “We take the glass half-full approach. We analyse what we have and see how we can build on it， rather than focusing on what we dont have.”

成立于1762年的英国证券公司Brewin Dolphin目前拥有28个办事处，遍布英国和海峡群岛。财务总监Andrew Westenberger介绍说，公司目前开始专注于吸引更年轻的客户群体，因此未来将更加光明。“我们有非常忠诚的长期客户，对我们来说，最大的挑战是如何吸引年轻人的注意力。”他最主要的目标之一就是“尝试将传统服务与创新相融合”，这在目前的竞争中是不存在的。“我们以半杯满的状态来分析自己的优势，探索如何在此基础上继续发展，而不是关注我们缺少哪些方面。”